William Ayers

Senior Vice President, Private Client Advisor

Professional Profile

William Ayers is a Senior Vice President and Private Client Advisor with U.S. Trust, Bank of America Private Wealth Management, in Melville, New York. Bill applies the knowledge and acumen he has gained from more than three decades in banking and wealth management to help clients streamline the complexities of significant wealth. As the leader of a client’s U.S. Trust® team, Bill oversees the development of integrated strategies and tactics in investment management, banking and lending, trust and estate planning services, business succession, and philanthropy. He works in concert with locally-based specialists to identify each client’s unique objectives, pursuing those goals with precision and resolve.

Bill’s extensive background in customized credit and lending facilitates his analysis of both sides of a client’s balance sheet to identify possible efficiencies. Forward thinking and responsive, Bill enjoys helping individuals and families anticipate key decision points in their lives and legacies so that they can more fully realize the future as they envision it. 

Prior to joining U.S. Trust, Bill was a Senior Vice President and Director of Relationship Management at Astoria Bank, where he led a large team focused on the financing and banking needs of business owners and entrepreneurs. Previously, Bill spent 25 years with JP Morgan Chase, ultimately serving as a Wealth Manager in the Private Wealth Management division, where he advised high-net-worth individuals and families. He began his financial services career in 1986, and holds an M.S. in Accounting from Adelphi University and a B.A. in Accounting from Hofstra University. 

A Long Island native, Bill is active in his community, serving on the board of Long Island Cares: The Harry Chapin Food Bank, as well as the board of Catholic Charities of the Diocese of Rockville Centre.

Bill does not provide tax advice in his role at U.S Trust.

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We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


You don’t define your wealth by numbers alone, but also by the opportunities it provides. For more than 200 years, U.S. Trust has helped clients navigate the complex challenges of managing significant wealth. We draw on U.S. Trust’s personalized approach and private banking services, as well as the resources of Bank of America Corporation, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At U.S. Trust, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.