Maria Kutscher

Senior Vice President, Private Client Advisor

Institutional Client Advisor

Professional Profile

Maria Kutscher is a Senior Vice President, Private Client Advisor, Institutional Client Advisor, with U.S. Trust, Bank of America Private Wealth Management. She provides comprehensive wealth management planning and consultation to high net worth individuals, families and business owners, and also represents U.S. Trust's suite of Philanthropic consulting and advisory services to nonprofit organizations.

In servicing private clients, Maria facilitates sound decision making in multiple areas, including wealth structuring, estate planning, investments, philanthropy, and customized credit & lending.  Maria also assists nonprofits with strategic consulting in areas such as mission advancement, impact investing, donor development, governance and leadership education. 

Maria draws on more than 25 years of experience in financial services with U.S. Trust and associated firms. Prior to U.S. Trust, Maria served as Regional Director with TIAA’s Private Wealth division. Previous roles include Chief Investment Officer at Pension Advisors, Institutional Investment Consultant at American Century, and Senior Relationship Manager at INVESCO. She began her career at PaineWebber as a Wealth Management Advisor.

Maria received a Master of Business Administration from St. Mary's College and a Bachelor of Science in Finance from California State University, Long Beach. She is a Chartered Financial Analyst® charterholder, a CERTIFIED FINANCIAL PLANNER™ professional, and holds the Chartered Retirement Planning Counselor and Accredited Asset Management Specialist designations.

A native of Southern California, Maria is active in a number of philanthropic organizations in the region. She sits on the board of Women Investing in Security and Education (WISE), is a member of the Chapman University Endowment Council, and teaches investment planning at UC Irvine.  Maria lives in Huntington Beach, California with her husband, Gary, and their two sons.

Chartered Financial Analyst® and CFA® are registered trademarks owned by CFA Institute.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, and CERTIFIED FINANCIAL PLANNER™ in the U.S.

Chartered Retirement Planning CounselorSM and CRPC® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.

Accredited Asset Management SpecialistSM and AAMS® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Paul Williams

Private Client Manager


Kimberly Wright Backus

Senior Institutional Portfolio Strategist

Advisor Image

Michael Wagschal

Senior Institutional Sales Director


Key Contacts

Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


You don’t define your wealth by numbers alone, but also by the opportunities it provides. For more than 200 years, U.S. Trust has helped clients navigate the complex challenges of managing significant wealth. We draw on U.S. Trust’s personalized approach and private banking services, as well as the resources of Bank of America Corporation, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At U.S. Trust, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.