Joelle K Cosby

Senior Vice President, Private Client Advisor

Professional Profile

Joelle Cosby is a Senior Vice President and Private Client Advisor at U.S. Trust, Bank of America Private Wealth Management based in Richmond, Virginia. She works closely with clients to address a range of wealth management needs.  She leads a team of U.S. Trust specialists who work in concert to design and implement tailored financial strategies in investment management, trust and estate planning services, liquidity-event strategies, lending and philanthropy.


Prior to becoming a Private Client Advisor, Joelle served as a U.S. Trust Private Client Manager and Senior Trust Officer helping give her experience and insight into the wealth management needs of high net worth individuals and families.   Previously, she was an Internal Auditor with Bank of America with responsibility over the Private Bank and Trust Audits in Virginia, Maryland and the District of Columbia.


Joelle is a graduate of Mary Baldwin College with a bachelor’s degree in Economics.  


An active member of her community, Joelle currently serves on the advisory board of Massey Cancer Center and the executive committee of the Estate Planning Council of Richmond. 

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Joel Martin

Private Client Advisor


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


You don’t define your wealth by numbers alone, but also by the opportunities it provides. For more than 200 years, U.S. Trust has helped clients navigate the complex challenges of managing significant wealth. We draw on U.S. Trust’s personalized approach and private banking services, as well as the resources of Bank of America Corporation, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At U.S. Trust, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.