Howard D Schwartz

Senior Vice President, Private Client Advisor

Professional Profile

Howard Schwartz is a Senior Vice President and Private Client Advisor with U.S. Trust, Bank of America Private Wealth Management and has over 25 years of experience in the financial services industry including investments, philanthropy, credit and banking.  Howard works with business owners, entrepreneurs, senior executives and affluent families to develop personalized plans and to implement advice and guidance based on a thorough understanding of their personal values, wealth management and wealth transfer goals, and their vision for their legacies.  Located in Baltimore, MD, but working with clients nationally, Howard leads a team of U.S. Trust® specialists who cater to the unique needs of each client, integrating multiple disciplines:  investment management, pre‐ and post‐ liquidity event strategy, trust and estate planning services, customized credit, lending and philanthropy.  

Howard joined U.S. Trust in April 2010 as a Portfolio Manager with extensive financial services experience, joining the industry in 1990.  Prior to joining U.S. Trust, Howard worked at Goldman Sachs, BB&T Wealth Management, PNC (formerly Mercantile) and Brown Investment Advisory.  In addition to working with individuals and families, his experience includes working with Family Foundations, Endowments, and Taft-Hartley Accounts.

Howard earned his Bachelor’s degree in Economics from the University of Maryland College Park in 1989, and a Master’s degree in Business Administration in 1995 from the Loyola College Sellinger School of Business.  He is a board member of The Judah B. Pushkin Fund, and member of the CFA Institute and Baltimore Security Analyst Society, and was a member of Team Fight for The Ulman Cancer Fund for Young Adults.

Howard and his wife, Buffy have four children and live in Ellicott City, Maryland.

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Sarah S Pelletier

Private Client Manager

410.547.4344

Kristen M Benner

Private Client Manager

410.547.4391

John A Gilpin

Senior Trust Officer

410.547.4776
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Jennifer Labino

Senior Trust Officer

410.547.4188

Laura A Klepczynski

Portfolio Manager

410.547.4284

Rachel K. Schaub

Portfolio Manager

410.547.4356

Lawrence (Larry) J Macklin

Wealth Strategies Advisor

410.547.4518
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John D Sullivan

Sr Trust Rel Officer-Local

410.547.4333

Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future

EXTENSIVE REACH, INNOVATION AND A LEGACY OF TRUST

You don’t define your wealth by numbers alone, but also by the opportunities it provides. For more than 200 years, U.S. Trust has helped clients navigate the complex challenges of managing significant wealth. We draw on U.S. Trust’s personalized approach and private banking services, as well as the resources of Bank of America Corporation, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At U.S. Trust, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.